Commissions, trailing commissions, management fees and expenses may all be associated with investments in the Optima Strategy Pools and the use of the Optima Strategy asset management service. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the Optima Strategy Pools prospectus and consult Dwight Noseworthy before investing.

Assante Capital Management Ltd. - Member CIPF.

This presentation has been paid for in part by United Financial Corporation (formerly Assante Asset Management Ltd). United Financial Corporation is the principal distributor of Optima Strategy.